First time buyer mortgage

Your home may be repossessed if you do not keep up repayments on your mortgage.

Get your first time buyer mortgage

There’s very few things more exciting than buying your first home! Whether you need your own space,  moving in with your partner or planning on starting a family, we can help you with a first time buyer mortgage! We also have a great relationship with NI Co-Ownership so if you are struggling to secure a mortgage on your own, come to us to discuss what Co-Ownership may be able to do.

We’re here to help

 It can be very difficult to save for a deposit, and maybe that dream house is still just out of reach. Talk to us about the option of Co-Ownership and maybe we can help. You may not need to have any deposit. Our advisors have helped many clients into new homes who thought it wasn’t possible. Next time, it could be you!

First time buyer mortgage advice

We will work with you to find out just how much you can borrow and what your overall costs will  be. This means you can focus on viewing properties within your budget, while we do the hard work.  

We’ll help you obtain your Decision/Agreement in Principle, (DIP) which will allow you to put an offer on a property. Exciting times lie ahead!

Get your first time buyer mortgage

Leave your details and we’ll get back to you as soon as possible. We can see you at your home, we can meet in an office environment, or even over a telephone or video call. Ask us anything! We’ll work tirelessly to get you a bespoke mortgage, along with the right insurance to protect you and your family.

  • Our typical fees range from £0 to £300 for a mortgage application. The fee charged is dependent on the amount of administration required per mortgage. This will be discussed with you during our initial consultation which has no cost with no obligation.

    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • The Mortgage Mechanics is a trading name of Michael McLaughlin who are an Appointed Representative of PRIMIS
    Mortgage Network, a trading name of First Complete Limited. First Complete Limited is authorised and regulated by the
    Financial Conduct Authority.
  • The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK