Mortgage for self-employed
Your home may be repossessed if you do not keep up repayments on your mortgage.
You could still get a mortgage if you're self-employed
Getting a mortgage when you’re self-employed can be a little more tricky than getting a mortgage if you’re in regular employment.
The Mortgage Mechanics have lots of experience dealing with complex self-employed mortgage applications, and our expertise is invaluable in getting a successful outcome.
Who provides self-employed mortgages?
Different lenders have some differing requirements when it comes to your application.
Normally three years proof of self-employed earnings are required but there are cases where as little as one year may be acceptable.
We’ll do everything we can to guide you through the process and choose of the right lender. We do this every day!
‘I’ve already been turned down by one lender, can I still get a self-employed mortgage?’
Just because one lender has turned you down, that doesn’t mean that another lender won’t accept you.
It’s our job to match you to the most suitable lender for your circumstances.
We know the lenders who’ll be most likely to accept your application!
Leave your details and we’ll get back to you as soon as possible. We can see you at your home, we can meet in an office environment, or even over a telephone or video call. Ask us anything! We’ll work tirelessly to get you a bespoke mortgage, along with the right insurance to protect you and your family.
- YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
- The Mortgage Mechanics is a trading name of Michael McLaughlin who are an Appointed Representative of PRIMIS
Mortgage Network, a trading name of First Complete Limited. First Complete Limited is authorised and regulated by the
Financial Conduct Authority. - The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK